Chapter 7 Bankruptcy Passionate About the Pursuit of Justice

Bay City Chapter 7 Bankruptcy Lawyer

A Bay City Bankruptcy Attorney Can Help

When a person files for bankruptcy, there are two main options available to them: Chapter 7 and Chapter 13. The latter restructures the existing debt to make it easier to pay back, but Chapter 7 allows you to wipe away a large portion of your debt to get a brand new start. If your debt has started to take over your life, the Bay City bankruptcy attorneys at Gower Law PLC may be able to help you get the help you need.

Contact us at (989) 244-4333 to find out more about your options and see if Chapter 7 bankruptcy can help you!​​​​​

Is Chapter 7 Bankruptcy Right for Me?

Before filing for Chapter 7 bankruptcy, it is a good idea to talk to a licensed attorney and find out if it makes financial sense for your situation. We can help determine if filing for Chapter 7 bankruptcy will discharge enough of your debt to be worth the effort, and decide if there is property you would not be willing to risk parting with.

Filing a Chapter 7 bankruptcy requires that you fulfill a few qualifications first:

  • Last bankruptcy filing: Have you filed Chapter 7 bankruptcy within the last 8 years? If so, you may not be eligible to file again.
  • Monthly income: Your income over the six months prior to filing must be less than the state's median income, or you may not be able to file.
  • Monthly disposable income: If you consistently have disposable income every month, a judge may instead have you file Chapter 13 bankruptcy. This will help you to restructure your payment plan and, over five years, pay back your debt.

Contact Our Bay City Bankruptcy Attorneys Today!

If you are overwhelmed by looming debt, we may be able to help you get a fresh start and regain financial stability.

The Bay City attorneys at Gower Law PLC can help you navigate your bankruptcy filing and get you back on your feet.
Contact us today to learn more.

What Sets Us Apart?

We Will Go the Extra Mile for Our Clients
  • Passionate About the Pursuit of Justice

    We have an in-depth understanding of the laws pertaining to your case. Our lawyers know how to achieve your goals in a timely and effective manner.

  • Not Afraid to Fight for You

    Our legal team is backed by extensive experience and a proven track record of success. Our lawyers can help you obtain the upper hand in court.

  • Effective Communication

    Our client-focused attorneys will fully inform you of your rights and legal options. With our assistance, you are empowered to make informed and sound decisions.

  • Proven Track Record of Success

    The team at Gower Law PLC will go the extra mile to exceed client expectations. Our firm has successfully handled thousands of cases.

Recent Reviews

We Put Our Clients First
    Open, honest, trustworthy & straightforward.

    “If you are looking for professionalism, people who will have your back, willing to fight for you and your situation or rights, look no further.”

    - Care
    Gower has helped us more than once.

    “They were very professional and unbiased. Gave us the facts and represented us in OUR best interest.”

    - Kelly
    Look no further.

    “If you want an attorney that believes in justice and that will fight for you, I would highly recommend this law office.”

    - Erica
    They are professional and extremely helpful.

    “I've used them in the past, have made recommendations to my friends and family and will continue to use them for any legal matters.”

    - Santos
    The whole team can and will handle just about anything.

    “He goes above and beyond and is not afraid to fight for his clients rights.”

    - Nikki
    I would trust his judgment in any matter.

    “He had helped me in the past through some complex situations with excellent results.”

    - David
    Keep up the good work.

    “I couldn't have thanked her and the firm anymore then I already have.”

    - Megan
    Thanks for the good work.

    “Very communicative through all of our families questions.”

    - T Mak

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