Chapter 7 Bankruptcy Passionate About the Pursuit of Justice

Bay City Chapter 7 Bankruptcy Lawyer

How a Bay City Bankruptcy Attorney Can Assist You

When a person files for bankruptcy, there are two main options available to them: Chapter 7 and Chapter 13. The latter restructures the existing debt to make it easier to pay back, but Chapter 7 allows you to wipe away a large portion of your debt to get a brand new start. If your debt has started to take over your life, the Bay City bankruptcy attorneys at Gower Law PLC may be able to help you get the help you need.

Contact us at (989) 244-4333 to find out more about your options and see if Chapter 7 bankruptcy can help you!​​​​​

Is Chapter 7 Bankruptcy the Right Choice for You?

Before filing for Chapter 7 bankruptcy, it is a good idea to talk to a licensed attorney and find out if it makes financial sense for your situation. We can help determine if filing for Chapter 7 bankruptcy will discharge enough of your debt to be worth the effort, and decide if there is property you would not be willing to risk parting with.

Filing a Chapter 7 bankruptcy requires that you fulfill a few qualifications first:

  • Last bankruptcy filing: Have you filed Chapter 7 bankruptcy within the last 8 years? If so, you may not be eligible to file again.
  • Monthly income: Your income over the six months prior to filing must be less than the state's median income, or you may not be able to file.
  • Monthly disposable income: If you consistently have disposable income every month, a judge may instead have you file Chapter 13 bankruptcy. This will help you to restructure your payment plan and, over five years, pay back your debt.

Reach Out to Our Bay City Chapter 7 Bankruptcy Attorneys Today!

If you are overwhelmed by looming debt, we may be able to help you get a fresh start and regain financial stability.

The Bay City attorneys at Gower Law PLC can help you navigate your bankruptcy filing and get you back on your feet.
Contact us today to learn more.

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  • Passionate About the Pursuit of Justice

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